Relatable Finance

Chart of the Week

The chart of the week looks at the amount of “unlocks”, which is when someone uses a credential to access their office, throughout 2020. Using February as a baseline, you can see unlocks dropped by over 60% in April before coming back closer to a 50% reduction in August. This is a certain sector of the business world that would use credentials but shows that not many have gone back to the office. This is also the sector where working from home is likely more feasible and an area where we could see a sustained drop in unlocks and an increase in work from home arrangements. Other sectors have not dropped as much, such as manufacturing, where work from home arrangements aren’t as easy. 

About Us

We are Shane Phillips and Joseph Karl, and together we are the hosts of “Relatable Finance.” We have worked together at Provenance Wealth Advisors (PWA) since 2014 and come from similar backgrounds. Both of us are from the Midwest but found our way to South Florida. We played college football (and by “played,” we mean we were on the teams), and we both enjoy the financial markets enough to have spent the time to obtain the Chartered Financial Analyst (CFA) charterholder designation.

With some help, we had the brilliant idea to start a finance-based podcast to share our knowledge with you. Our goal with each podcast is to simplify important concepts we use daily, explore the various financial risks and opportunities individuals face throughout their lives and provide perspective on current events in the financial world.

We release episodes every other week. They can be found at the link above.

We hope you find our podcasts interesting and informative and welcome any feedback. Enjoy!


Get in Touch

Have topics you would like to hear on our podcast? Let us know.


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